Archives for September 2015

More About Those Pesky Points

Yesterday we got into a few of the details about Reserve Component Retirement Points and why the standard months married over months of service might not be the right way to go when calculating options for dividing a reserve component retirement annuity.  here’s a few general pension division rules and why I think some finesse is required when the pension is derived from Reserve Component service.  Obviously I am not an authority and not every state’s rules are the same, but this is the general format:

  1. Only the portion of retirement benefits accrued during the marriage are marital property subject to equitable division.
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A Few More Thoughts On Reserve Component Retirement

I’m sure I cured a lot of people’s insomnia yesterday with my big post on Reserve Military Component retirement. Just in case there’s still a few of you with insomnia, I’ll post another short one at bedtime here in Sunny Colorado.… Read the rest

Military Retirement — Special Six-Part Series — Part 2 — Death Benefits

Here’s the second installment in our six part Military Pay series. Other posts are here:


In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more.

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Just What is the TSP?

We field a lot of questions on the TSP — Thrift Savings Plan.  Here’s a good capsule description and a deep resource of links useful for those who need to drill down to the details:

The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees. 

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CSRS – FERS — What’s The Difference

I promised I’d post more articles here to try to “de-geek” some of these subjects. I already have pages of arcane detail about CSRS and FERS, but darn little that compares the two in a manner an non-geek might understand. Here’s a neat article from an expert that gives a good start:

According to a recent survey of cows in England, Bosnia, Mongolia or someplace over there, the grass really is greener on the other side!!!

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