Category Archives: CSRS

Why You Don’t Need A Pension Valuation

Pension Valuation for Divorce may be unnecessary. Do you meet the criteria? Worried about having a pension valuation of your CSRS, FERS, Military or public service (PERA) pension and annuity assets professionally valued due to a pending divorce? Well, maybe … Continue reading

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CSRS and FERS Retiree On Line Services

One big issue that always seems to cause delay and dissension in Federal retiree divorce cases is the simple retrieval of information. One an employee is retired, his or her personnel-type issues are handled from the Office Of Personnel Management … Continue reading

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Coke and Pepsi Have Nothing On These COLAs

Federal retirees, from both Civil Service and the Military are entitled to COLA’s — Cost Of Living Adjustments — in their pensions and annuities.  Hmmm, reminds me, I had better do a post soon on the difference between retirement pay … Continue reading

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TSP — Thrift Savings Plan — Division and Conservation

The TPS (TSP) is a retirement investment vehicle similar … but certainly very different from .. a non-Federal employee’s 401K Plan.  A majority of Federal Workers have invested in the TSP already.  For those under the FERS (Federal Employee Retirement … Continue reading

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CSRS — The Background and Nitty-gritty

I’m continuing today with an excellent summary of the CSRS (Civil Service Retirement System) that was put together by the OPM (Office of Personnel Management, the successor to the old Civil Service Commission).  Some might ask, perhaps, why are you … Continue reading

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FERS, the Background and Nitty Gritty

Here’s a very well put together site, courtesy of your and my tax dollar that helps explain the intricacies of FERS. It’s not an easy program to fully comprehend or to evaluate, but little by little we’ll cut it down … Continue reading

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CSRS – FERS — What’s The Difference

I promised I’d post more articles here to try to “de-geek” some of these subjects. I already have pages of arcane detail about CSRS and FERS, but darn little that compares the two in a manner an non-geek might understand. … Continue reading

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When The 62nd Birthday Blows Up In Your Face

By Brian Friel bfriel@govexec.com Some military veterans who went on to civilian careers in government are getting a nasty surprise when they turn 62. Their pensions are being cut. The Catch-62, as veterans call it, affects people who served in … Continue reading

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Me and Bill, Where It All Began

I’ve been neglecting this blog for too long.  My June Resolution is, make something happen here. One thing that might help is if I told you all a little about myself.  I’m a retiree from the Federal Civil Service (CSRS) … Continue reading

Posted in CSRS, Divorce Attorney, FERS, Military Pay, NPV | 2 Comments

Values often Neglected – Part 2, Sick Leave

If you have a client retiring under the CSRS (Civil Service Retirement System) with unused sick leave … or you have a client whose employed soon to be ex-spouse is employed under CSRS, there may be many thousands of dollars … Continue reading

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Values Often Neglected – Part 1, Annual Leave

As with all the information I provide here on this site, as a public service, remember that I am neither a lawyer nor an accountant or actuary. The purpose of this information is to bring things to your attention that … Continue reading

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Proper valuation of pension plans

This is the first in our ten (or so) part series on mistakes made in divorce of Federal employee’s.  To set a ground rule, I’m going to always refer to the employee and the non-employee.  It’s up to the reader … Continue reading

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Types of Retirement — Our Roadmap

I’ve just brought this site back from obscurity and into the blog format, and the page views and advertising responses have been gratifying. Since we so far seem to be doing something right, I’ve decided to outline where we intend … Continue reading

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USPS plays catchup with CSRS

WASHINGTON – Postmaster General John E. Potter said today a new financial analysis of the Postal Service portion of the federal government’s retirement fund disclosed that postal payments have almost fully funded all future retirement obligations for its employees and … Continue reading

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Federal Employee Divorces — Top 10 Mistakes

Things have been a little busy the past week and inputs here haven’t been what they should be. Here’s a good “starter” for the week to get things going again. I titled this the Top 10 mistakes. photo credit: massless … Continue reading

Posted in COAP, CSRS, FEGLI, FEHB, FERS, Military Pay, NPV, QDRO | Leave a comment

FERS Retirement Ballpark

Many queries I’ve received over the past years of this blogs existence revolve around making a ballpark estimate of how much a Federal Annuitant “retiree”) will get at some point in the future when s/he retires.  Some federal income streams … Continue reading

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