Don’t Miss Open Season

It’s very nearly Open Season for the US Federal Employee (and Retiree) Health Benefits Plan.  This is “Fed Speak” for the special time per year when you can opt-in to the program or change plans, coverage modes, etc.  It will run from 9 November through 14 December 2009.  This has a lot to do with [...]

TRICARE Flavors and How To Taste Them

Several days ago I wrote about the possibility of military retirees using the DoD TRICARE program to take care of their own medical insurance needs as well as the coverage they might be required to provide ex-spouses.  We should look at this idea in a little more detail since it won’t be the best for everyone and [...]

Federal Employee Divorces — Top 10 Mistakes

Things have been a little busy the past week and inputs here haven’t been what they should be. Here’s a good “starter” for the week to get things going again. I titled this the Top 10 mistakes. photo credit: massless I have no statistics to prove these are anyone else’s “Top 10″, I just know [...]

Are You Worth More Dead Than Alive?

Spousal Benefits By Tammy Flanagan If you are married, have you begun to evaluate the kinds of benefits under CSRS and FERS that your spouse will be eligible for if he or she lives longer than you? Providing an annuity for a surviving spouse is generally a win-win situation, and the federal government has very [...]

More Details on TRICARE Plans

When I mentioned the possibility of substituting TRICARE for commercial or Federal Employee Health Benefits (FEHB) I thought it was amore cut and dry proposition.  But comments and questions I’ve received indicates to me that a lot of military and retired military who out to know and TRICARE, one of their major benefits, don’t.  And [...]

Medical Care Options For Divorced Military Retirees

I’ve been meaning to get around to this post for some time now.  At first glance one might winder why I am delving down into the ‘weeds’ of general entitlements when I originally intended to stick with the finer points of valuation, net present values, divorce and dissolution.  Well the truth is, judging by real-world [...]

Just What Does Medicare Cost — For You?

Especially with the new prescription drug benefits for Medicare the majority of us Americans have no clue what we might be entitled to with Medicare now, what we can expect in retirement and what, if any, we’ll have to pay.  Well suppose someone would sit down with you, for free, and do a comprehensive spreadsheet [...]