Empowering Retirement With 11 Secret Herbs

There was a popular business book some years back called “All I Really Need To Know I Learned In Kindergarten”.  It’s still around, by the way, revised, updated and better than ever.  Recommended.

All I Really Need to Know I Learned in Kindergarten: Fifteenth Anniversary Edition Reconsidered, Revised, & Expanded With Twenty-Five New Essays   While I still like nearly nearly everything the author Robert Fulgum has to say, I personally follow a different guru.… Read the rest

Catch 62 — Bad News — Good News

Here’s another Catch 62  question that’s both interesting and sad.  I’ve written about this subject before, Catch 62, but many haven’t seen it.  Worse yet, some know about it but fail to realize the severity of the problem.

Apparently, this was this reader’s costly error. … Read the rest

CSRS FERS Civil Service Retirement — Harder Than It Looks

Smoothing the Transition

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Work is Love Made Visible.

One of my most popular posts here talks about quitting your day job.  several of my online friends have some degree of notoriety for doing that very thing.  Others are planning to do so seriously within the coming months.

In my case I already quit my day job years ago … and my only regret so far has been that I didn’t do it a few years earlier.… Read the rest

Part of the Problem or Part of the Solution

I’ve been writing about this issue for some time. I’m a “pre” baby Boomer myself, born in September, 1945.

I slogged it out for 40 years at jobs I chose mainly for the pension benefits, so I am currently ‘sitting pretty” and don’t have to worry about my Golden Years income … but I do.… Read the rest

How Will You Make Your Retirement Secure In 2008?

I don’t think I have ever mentioned my friend Frank Rumbauskas here on the Retired Pay World blog before, but I’ve learned a number of valuable lessons from Frank over the years.  You see my wife and I used to operate our own small sales corporation, and cold calling was (we thought) essential to getting our business up and running.  I absolutely hate making cold calls, and as you might guess, I do very poorly with them.  I came across a book/audio CD product being sold on-line titles "Cold Calling is A Waste Of Time".  I’m as skeptical as anyone else about online offers, but Frank offered a money back guarantee, so I went for it.  The book and Frank’s audio coaching helped me make a lot of money, and I’ve been a fan ever since.  Even though I don’t sell physical products to businesses any more I still apply the principles I learned from frank everyday.… Read the rest