Make 36% On Your Investment, 100% Safe and Guaranteed!

OK, how’s that for a bit of linkbait. It’s absolutely true, though. And no this is not a scam, it’s not illegal in any way and I am not selling anything or touting anything except regaining your financial health. You can’t buy anything from me, you have to do this on your own … best of all it’s easy and you can start today.

My thanks for the inspiration on this go out to www.johnchow.com John is an Internet entrepreneur type so [...] Continue Reading…

Posted in Income | Tagged , , | Leave a comment

Why You Don’t Need A Pension Valuation

Pension Valuation for Divorce may be unnecessary.
Do you meet the criteria?
Worried about having a pension valuation of your CSRS, FERS, Military or public service (PERA) pension and annuity assets professionally valued due to a pending divorce? Well, maybe you don’t have to worry! Wouldn’t that be nice for a change?

Pension valuation for defined benefit plans such as CSRS or FERS typically involves an actuary or a qualified pension valuation expert prepare a Net Present Value (NPV) analysis that illustrates to all parties in the [...] Continue Reading…

Posted in CSRS, Divorce | Tagged , | 2 Comments

You Can’t Say You Haven’t Been Warned

This post is dedicated to all my readers who have Google AdSense on their websites … blogs or "traditional" websites … and all those who may be considering the idea. Recently, Google changed their terms of service for AdSense Publishers … that’s what you are if you display Google AdSense.  They made specific changes in their requirements for Privacy Policies for all publishers and they put "teeth" in to the rule.  In the past these policies were suggested … and lack of them [...] Continue Reading…

Posted in Blogging, Make Money | 1 Comment

Another Post About Kim — Success Deserves Repetition

Update:

I have promoted this guaranteed product before and many people have taken advantage of it … thank you for the vote of confidence.

I just checked again to make sure and yes, indeed, my memory serves correctly … not a single person has requested a refund since I first started selling this product back in October 2009 … See If A Single Mom Makes Money Like This, Why Don’t You? …  that means to me that the value is there, since refund through ClickBank are [...] Continue Reading…

Posted in Make Money | 9 Comments

Just How Long Have You Been In Civil Service?

Recently we talked a bit about the practicalities and legalities of what a federal employee’s actual “basic pay” really is.  Basic Pay is of course very important if for no other reason than it becomes one of the single biggest factors that determines how large an employee’s annuity (retirement check) will be.  If your “high three” basic pay doesn’t suit you, you may be able to take some actions before retirement that will improve it.  But the other factor that really counts, and about [...] Continue Reading…

Posted in Divorce | 2 Comments

If You Want to Learn, Without the BS …

OK, as anyone with a brain has noticed, I’m selling something here. The OnlineProfits course from my blogging colleague, Daniel Scocco.

I’m promoting it for one primary reason. It works.

For another reason, it has a history …Daniel launched this program more than a year ago … it quickly filled up with happy members (they must be happy, because there is a no-nonsense 30 day money back guarantee, so one would certainly expect unhappy people world bail).

For another good reason, Daniel focuses on quality [...] Continue Reading…

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Thinking About Online Profits?

Some of you may be thinking about the Online Profits training and support program I have been talking about the past few days.  You have questions, I’m sure.  Here are some answers:
Welcome to another edition of the Online Profits newsletter.

As you probably know we are opening the doors to new members next
Monday, January 18. Many of you sent us questions about the
training program, though, and we would like to answer them before
the official launch, to make sure you have all the information
you need to [...] Continue Reading…

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Credit Where Credit Is Due

Last post I was pretty disappointed in the Department of Veterans Affairs and the Department of Defense for taking so long to “study” how they would pay veterans the money already due them.

Well I’m not totally an pessimist and as a government annuitant I certainly am grateful for the benefits I do receive. So lest everyone think I’m just a reactionary, here’s a VA benefit I just found out about that can really help in veterans, veteran’s spouses and widows. Not only [...] Continue Reading…

Posted in Divorce, Retirement Planning, VA Benefits | Leave a comment

Making Sure Benefits Are Known

… The ad by Government Benefits Analysts Inc. headlined with a large attention banner, explains that many veterans or widows of veterans are eligible for benefits of “up to $20,924 a year tax-free!” The ad then asks veterans to call a local phone number, where a recording asks the caller to leave a message.

The ad was placed in The Daily News by Charles Whitehurst Jr., a Jacksonville insurance agent who works for Blue Water Insurance in Wilmington….

What Whitehurst is doing is legal. But Amelia [...] Continue Reading…

Posted in Military Pay, Retirement Planning | Leave a comment

Gray Area Retirement Primer

Some may have noticed there have been no posts here for along time.  I’m not apologizing, I was busy with a big move … Colorado to Marilao in the province of Bulacan, just north of Manila, Republic of the Philippines.  Some of course might ask why and my answer is family reasons, personal desire (I’ve lived in Asia many years) and last, but not least, the fact that my retirement dollar is going to go a long way here.  I suppose this means, after [...] Continue Reading…

Posted in Time Rule | Leave a comment

More Details on TRICARE Plans

When I mentioned the possibility of substituting TRICARE for commercial or Federal Employee Health Benefits (FEHB) I thought it was amore cut and dry proposition.  But comments and questions I’ve received indicates to me that a lot of military and retired military who out to know and TRICARE, one of their major benefits, don’t.  And of course if they are involved in something requiring an attorney, they can’t possibly give their attorney enough information to form a good legal strategy. So here’s the skinny [...] Continue Reading…

Posted in FEHB, Retirement Planning | Leave a comment

TRICARE Flavors and How To Taste Them

Several days ago I wrote about the possibility of military retirees using the DoD TRICARE program to take care of their own medical insurance needs as well as the coverage they might be required to provide ex-spouses.  We should look at this idea in a little more detail since it won’t be the best for everyone and there are some who can’t even use the program.  here’s at thumbnail description of the various levels of TRICARE and how they might fit into your plans.  I urge [...] Continue Reading…

Posted in FEHB, Retirement Planning | Leave a comment

Medical Care Options For Divorced Military Retirees

I’ve been meaning to get around to this post for some time now.  At first glance one might winder why I am delving down into the ‘weeds’ of general entitlements when I originally intended to stick with the finer points of valuation, net present values, divorce and dissolution.  Well the truth is, judging by real-world problems, the basics are where a lot of folks need help. Not long ago a lawyer friend called me to ask advice about a client of his.  The client [...] Continue Reading…

Posted in FEHB, Retirement Planning | Leave a comment

What’s Your retirement Plan — Here’s One Guy’s Solution

You can read the CNN story here:

A 63 year-old man was sick of the minimum wage jobs and age discrimination in Ohio … gee, we don’t any such thing as age discrimination here in the US, now do we asks your innocent 61 year-old scribe … and was not eligible for Social Security benefits until age 66, three years from now, so he devised a novel “bridge plan”.

he walked into a bank, demanded money from a teller, how gave him a whole $80 and [...] Continue Reading…

Posted in Retirement Planning | Leave a comment

An Adventurous Way To Supplement Your Annuity

Many folks who drop by to read this site are retirees thinking of their “Golden Years” and how they will eke out a little extra and not interfere with their Social Security or military or Civil Service annuities. Here’s something many may not have thought of … The Peace Corps. Nope, the Peace Corps didn’t dry up and blow away as many might have thought. Our last few administrations, Republican or Democrat seem to have completely abandoned the idea of service [...] Continue Reading…

Posted in Retirement Planning | Leave a comment

Just What Does Medicare Cost — For You?

Especially with the new prescription drug benefits for Medicare the majority of us Americans have no clue what we might be entitled to with Medicare now, what we can expect in retirement and what, if any, we’ll have to pay.  Well suppose someone would sit down with you, for free, and do a comprehensive spreadsheet of you entitlements, benefits and costs … perhaps like this one:

Interested?  I know I am.  Here’s the deal … no you don’t have to send money or even give [...] Continue Reading…

Posted in FEHB, Retirement Planning | Leave a comment