TSP officials weigh automatic enrollment of employees By Amelia Gruberagruber@govexec.com Thrift Savings Plan officials are reviewing recently enacted pension overhaul legislation to determine if they should seek to implement some of its features that apply to the private sector but not the federal plan — including policies on automatic enrollment. The reform measure, signed by President Bush late last week, aims to boost 401(k) participation in the private sector to 90 percent by encouraging companies to place employees in plans [...] Continue Reading…
TSP — Thrift Savings Plan — Division and Conservation
The TPS (TSP) is a retirement investment vehicle similar … but certainly very different from .. a non-Federal employee’s 401K Plan. A majority of Federal Workers have invested in the TSP already. For those under the FERS (Federal Employee Retirement System) it is a prime component of their retirement assets. Military personnel have had the opportunity to enroll in the TSP along with their Civil Service brethren for a few years now. their participation is not yet as large, but certainly it will increase. [...] Continue Reading…
Posted in CSRS, Divorce, FERS, Military Pay, Retirement Planning
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More About Those Pesky Points
Yesterday we got into a few of the details about Reserve Component Retirement Points and why the standard months married over months of service might not be the right way to go when calculating options for dividing a reserve component retirement annuity. here’s a few general pension division rules and why I think some finesse is required when the pension is derived from Reserve Component service. Obviously I am not an authority and not every state’s rules are the same, but this is the general [...] Continue Reading…
Posted in Divorce, Military Pay, Time Rule
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A Few More Thoughts On Reserve Component Retirement
I’m sure I cured a lot of people’s insomnia yesterday with my big post on Reserve Military Component retirement. Just in case there’s still a few of you with insomnia, I’ll post another short one at bedtime here in Sunny Colorado.
One thrust to all my posting and study in this government retired pay area is the rules, methods and tips and techniques for valuing pay and/or annuities. One of the reasons it pays to learn some of the idiosyncrasies of Reserve Component [...] Continue Reading…
Posted in Divorce, Military Pay, Retirement Planning, Time Rule
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Intro to Reserve Component Retirement — Calculation and Valuation
You may look at the current US Reserve Forces Retirement System as a fragmented house of cards rife with inequities. Or you may feel it’s run exactly as it should be. But of a certainty, if you are a retirement planner, actuary or a lawyer representing a client who is under the system, or the spouse of a member under the system, you better dig deep to understand the strange and somewhat bizarre workings of the system.
First we should define what I [...] Continue Reading…
Posted in Military Pay, Retirement Planning
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Military Retirement — Special Six-Part Series — Part 5 — Spouse Benefits
Previous articles are here:
Introduction
In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more. These days the options for military retirement are even more complex than most any civilian plan. While some benefits are tiny, others are huge, and not everything happens automatically. If you’re retired, retiring or you have a client affected by these issues; RetirdPay.com will be running a special six part series [...] Continue Reading…
Posted in Divorce, Retirement Planning
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Military Retirement — Special Six-Part Series — Part 4 — Combat related Special Compensation
Previous articles are here:
Introduction
In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more. These days the options for military retirement are even more complex than most any civilian plan. While some benefits are tiny, others are huge, and not everything happens automatically. If you’re retired, retiring or you have a client affected by these issues; RetirdPay.com will be running a special six part series [...] Continue Reading…
Posted in Divorce, Military Pay, Retirement Planning
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Military Retirement — Special Six-Part Series — Part 3 — Disability Benefits
Here’s the third installment in our six part Military Pay series. Other posts are here:
Introduction
In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more. These days the options for military retirement are even more complex than most any civilian plan. While some benefits are tiny, others are huge, and not everything happens automatically. If you’re retired, retiring or you have a client affected [...] Continue Reading…
Posted in Military Pay, Retirement Planning
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Can A Reservist Get Retired Pay Before Age 60?
Sorry for the late notice on this, but I just came to me desk. A very interesting ‘chink in the 60th birthday armor’ that Congress has perpetuated for so long, even while making more and more use of Reserve components every year.
12/11/2008 – ROBINS AIR FORCE BASE, Ga. (AFNS) — Department of Defense officials here have issued new guidelines for early receipt of retired pay for members of the Reserve components.
Instead of having to wait until age 60 to receive Reserve retired pay, eligible [...] Continue Reading…
Military Retirement — Special Six-Part Series — Part 3 — Disability Benefits
Here’s the third installment in our six part Military Pay series. Other posts are here:
Introduction
In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more. These days the options for military retirement are even more complex than most any civilian plan. While some benefits are tiny, others are huge, and not everything happens automatically. If you’re retired, retiring or you have a client affected [...] Continue Reading…
Posted in Military Pay, Retirement Planning
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Military Retirement — Special Six-Part Series — Part 2 — Death Benefits
Here’s the second installment in our six part Military Pay series. Other posts are here:
Introduction
In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more. These days the options for military retirement are even more complex than most any civilian plan. While some benefits are tiny, others are huge, and not everything happens automatically. If you’re retired, retiring or you have a client affected [...] Continue Reading…
Posted in Military Pay, Retirement Planning
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Reason Why People Do Not Earn Money Online
by Kim Chi
Many people have aspirations of earning money online only to have them crushed once they find how difficult it is. People keep making the same common mistakes over and over again that make them fail miserably. Here are the reasons why you won’t make it as an internet marketer.
Many people want instant satisfaction. They think that they will start making money instantly once they put up their website and attract a few hundred people. People are programmed for instant gratification. Unfortunately, [...] Continue Reading…
Posted in Blogs
Tagged blog, Blogging, Blogs, business, Career, earn money, earn money online, internet, internet marketing, Make Money, make money online, money, online business, search engine optimization
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Military Retirement — Special Six-Part Series — Part 2 — Death Benefits
Here’s the second installment in our six part Military Pay series. Other posts are here:
Introduction
In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more. These days the options for military retirement are even more complex than most any civilian plan. While some benefits are tiny, others are huge, and not everything happens automatically. If you’re retired, retiring or you have a client affected [...] Continue Reading…
Posted in Military Pay, Retirement Planning
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Why Should You Write Product Reviews?
by John Roberts
Product reviews have an essential role in eCommerce, expressing the customers’ opinion. This process can generate sales and increase profits, but it can also lead to the failure of a product.
Have you tried various forms of advertising but your products seem to be rejected by everyone? Aren’t you sure about the reason why this happens? Well, it’s the right time to take into account the customers’ opinion.
Marketing books will advise you to continue testing the market and maybe you will [...] Continue Reading…
Military Retirement — Special Six-Part Series — Part 1 — 20 Year Retirement
Here’s the first installment in our five part Military Pay series. Other posts are here:
Introduction
In return for years of service, the military offers an array of benefits for retirees, including a pension adjusted every year for inflation, money for college, health-care coverage and more. These days the options for military retirement are even more complex than most any civilian plan. While some benefits are tiny, others are huge, and not everything happens automatically. If you’re retired, retiring or you have [...] Continue Reading…
Posted in Military Pay, Retirement Planning
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