All we seem to hear these days, especially in US news is talk of unemployment, more unemployment, under employment and then, yet again, more unemployment. I suspect many of the searches I get here regarding jobs for Americans are motivated at least as much by the bad employment outlook in the US as by the folks actually wanting to retire. What is I told you, though, that one of the world’s largest employers, one of the best in terms of pay, benefits, retirement [...] Continue Reading…
Tim Castleman’s "Be An Online Consultant" FREE Webinar Wednesday, June 30th, 2010 7:00 pm – 8:30 pm Eastern Time (New York Time) Are you struggling to make money online? You shouldn’t be. Do you realize how much you know? I bet you don’t. People just like you… entrepreneurial types interested in internet marketing… are turning to "online consulting" to earn big bucks [...] Continue Reading…
Mainly this site is by (I’m 64 myself) and for the Senior Citizens and retirees of the world … I am a US born and bred man, but I live in the Philippines (why? find out more about Philippine retirement here). I get visitors from all over the world, and I welcome and value every one of them. Here’s a blog post I just read that is written from the UK perspective on senior citizens and the market they represent. A few [...] Continue Reading…
Guest Post from: Bryan Sayers, ForexFraud.com When you start getting to the age when retirement is down the road, you might be asking yourself if you have enough money saved up. This is a scary topic for many, who unfortunately do not have enough cash on hand to continue living their current lifestyle. It is really up to you to make sure that part of your paycheck is put away into some sort of retirement account. Many companies will match a percentage of [...] Continue Reading…
My blogging and work from home colleague Jim Krukal recently published a post with this interesting graphic. Keep in mind it is almost a year old and you can be sure the numbers haven’t gone down any since the survey was taken. When you think about starting a business for yourself … perhaps to empower your retirement … you may not be thinking about anything that is really on-line based. That’s fine well and good, bit if you ignore the on-line would as [...] Continue Reading…
Recently a reader wrote in with some questions. Here are some answers I provided, many are of general interest, so I republish them anonymously here: One concern this reader has is about the “Stay Navy” retirement calculator I link to here at Retired Pay World. The Navy site “throws” a warning about the security certificate when people visit for the first time. You can see my explanation below. So far as I am concerned it is perfectly safe, but I can’t control [...] Continue Reading…
I came across a really good military retirement calculator recently. This one is totally free, responsive, and seems to cover all situations … straight active duty retirement, straight Reserve Forces retirement and most any combination of the two. A direct link to the all purpose military retirement calculator is here. You can also reach the calculator plus other important information by using the top menu bar “Military” selection here, and then selecting “Reserve Retirement” [...] Continue Reading…
Being a management consultant is one way many folks have found to make a good living for themselves. And if you have the education, experience, patience and personal skills to keep yourself employed as a management consultant on at least a semi-regular basis, it can certainly work well for you. After all. many of my readers here are retirees. Perhaps retired from the US military and now looking for a way to supplement that retirement annuity without having to search out and hold [...] Continue Reading…
by Management Consulted Something a lot of people are dying to know. The data is from my own consulting experience, current consulting friends, and publicly available sources. They should be pretty close to the real numbers. Two resources Ive found valuable are my blog – Management Consulted – and Wall Street Oasis Here are the numbers. 1st year out of college undergraduate: Base salaries: $50-65K Signing bonuses: $5-10K Relocation/moving expenses: $5-10K Year-end bonus: $5-10K depending on firm. That’s an [...] Continue Reading…
For years now I have used programs run by a smart fellow down Texas ay name of Jonathan Leger (he prefers the French style pronunciation, “lee-geere”). Jonathan is one of the more proactive and industrious of the high-level Internet Marketing crowd. He doesn’t rest on his laurels and he’s always trying something new … and he’s not afraid to reinvest in his own businesses and put his money where his mouth is. If any of you have started learning the most basic principles [...] Continue Reading…
I’ve written about "Catch 62" several times here already, but judging by the search engine traffic it seems to still be a very popular subject. (See here and here for some previous information) Based on some recent conversations with military/civil service retirees the subject still seems to be widely misunderstood, so perhaps it’s time for a short primer. There are a few other legal issues floating around out there that also have "62" in their names so let me be specific. This primer [...] Continue Reading…
This isn’t my usual reading fare here at Retired Pay World, but it is something that certainly has to be talked about. Of all the issues that can complicated or even postpone or eliminate retirement, personal relationships have to be among the largest problems. After all, a lot of this site is about divorce and its aftermath as it relates to federal employees. So if there is any chance at all of saving your relationship before that final decree comes through, [...] Continue Reading…
I have been very gratified to the response to the recent article/promotional piece I wrote about Kim Hoffman and her son Ryan … a single mom, working from home, who is really doing what she says she is, and doing what many readers here wish they could … no matter what their age. My Online Income System – 60 Day 100% guaranteed Refund – Zero Risk I decided today to highlight someone I have known of for years who also works [...] Continue Reading…
OK, how’s that for a bit of linkbait. It’s absolutely true, though. And no this is not a scam, it’s not illegal in any way and I am not selling anything or touting anything except regaining your financial health. You can’t buy anything from me, you have to do this on your own … best of all it’s easy and you can start today.
My thanks for the inspiration on this go out to www.johnchow.com John is an Internet entrepreneur type so [...] Continue Reading…
Pension Valuation for Divorce may be unnecessary.
Do you meet the criteria?
Worried about having a pension valuation of your CSRS, FERS, Military or public service (PERA) pension and annuity assets professionally valued due to a pending divorce? Well, maybe you don’t have to worry! Wouldn’t that be nice for a change?
Pension valuation for defined benefit plans such as CSRS or FERS typically involves an actuary or a qualified pension valuation expert prepare a Net Present Value (NPV) analysis that illustrates to all parties in the [...] Continue Reading…
This post is dedicated to all my readers who have Google AdSense on their websites … blogs or "traditional" websites … and all those who may be considering the idea. Recently, Google changed their terms of service for AdSense Publishers … that’s what you are if you display Google AdSense. They made specific changes in their requirements for Privacy Policies for all publishers and they put "teeth" in to the rule. In the past these policies were suggested … and lack of them [...] Continue Reading…
