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Why You Don’t Need A Pension Valuation

Why You Don’t Need A Pension Valuation

Pension Valuation for Divorce may be unnecessary.
Do you meet the criteria?
Worried about having a pension valuation of your CSRS, FERS, Military or public service (PERA) pension and annuity assets professionally valued due to a pending divorce? Well, maybe you don’t have to worry! Wouldn’t that be nice for a change?
Pension valuation for defined benefit plans [...]

March 17th, 2010 by RP 

You Can’t Say You Haven’t Been Warned

You Can’t Say You Haven’t Been Warned

This post is dedicated to all my readers who have Google AdSense on their websites … blogs or "traditional" websites … and all those who may be considering the idea.
Recently, Google changed their terms of service for AdSense Publishers … that’s what you are if you display Google AdSense.  They made specific changes in their [...]

March 15th, 2010 by RP 

Another Post About Kim — Success Deserves Repetition

Another Post About Kim — Success Deserves Repetition

Update:
I have promoted this guaranteed product before and many people have taken advantage of it … thank you for the vote of confidence.
I just checked again to make sure and yes, indeed, my memory serves correctly … not a single person has requested a refund since I first started selling this product back in October [...]

March 1st, 2010 by RP 

Just How Long Have You Been In Civil Service?

Just How Long Have You Been In Civil Service?

Recently we talked a bit about the practicalities and legalities of what a federal employee’s actual “basic pay” really is.  Basic Pay is of course very important if for no other reason than it becomes one of the single biggest factors that determines how large an employee’s annuity (retirement check) will be.  If your “high [...]

January 23rd, 2010 by RP 

If You Want to Learn, Without the BS …

If You Want to Learn, Without the BS …

OK, as anyone with a brain has noticed, I’m selling something here. The OnlineProfits course from my blogging colleague, Daniel Scocco.
I’m promoting it for one primary reason. It works.
For another reason, it has a history …Daniel launched this program more than a year ago … it quickly filled up with happy members (they [...]

January 19th, 2010 by RP 

Thinking About Online Profits?

Thinking About Online Profits?

Some of you may be thinking about the Online Profits training and support program I have been talking about the past few days.  You have questions, I’m sure.  Here are some answers:
Welcome to another edition of the Online Profits newsletter.
As you probably know we are opening the doors to new members next
Monday, January 18. Many [...]

January 16th, 2010 by RP 

Credit Where Credit Is Due

Last post I was pretty disappointed in the Department of Veterans Affairs and the Department of Defense for taking so long to “study” how they would pay veterans the money already due them.
Well I’m not totally an pessimist and as a government annuitant I certainly am grateful for the benefits I do receive. So [...]

November 10th, 2009 by RP 

Making Sure Benefits Are Known

… The ad by Government Benefits Analysts Inc. headlined with a large attention banner, explains that many veterans or widows of veterans are eligible for benefits of “up to $20,924 a year tax-free!” The ad then asks veterans to call a local phone number, where a recording asks the caller to leave a message.
The ad [...]

November 9th, 2009 by RP 

Catch 62 and Valuation and Division of Assets

I’ve written about “Catch 62″ several time here already, but judging by the search engine traffic it seems to still be a very popular subject.  (See here and here for some previous information)
Based on some recent conversations with military/civil service retirees the subject still seems to be widely misunderstood, so perhaps it’s time for a [...]

November 9th, 2009 by RP 

Gray Area Retirement Primer

Some may have noticed there have been no posts here for along time.  I’m not apologizing, I was busy with a big move … Colorado to Marilao in the province of Bulacan, just north of Manila, Republic of the Philippines.  Some of course might ask why and my answer is family reasons, personal desire (I’ve [...]

November 8th, 2009 by RP 

More Details on TRICARE Plans

When I mentioned the possibility of substituting TRICARE for commercial or Federal Employee Health Benefits (FEHB) I thought it was amore cut and dry proposition.  But comments and questions I’ve received indicates to me that a lot of military and retired military who out to know and TRICARE, one of their major benefits, don’t.  And [...]

November 8th, 2009 by RP 

TRICARE Flavors and How To Taste Them

Several days ago I wrote about the possibility of military retirees using the DoD TRICARE program to take care of their own medical insurance needs as well as the coverage they might be required to provide ex-spouses.  We should look at this idea in a little more detail since it won’t be the best for everyone and [...]

November 7th, 2009 by RP 

Medical Care Options For Divorced Military Retirees

I’ve been meaning to get around to this post for some time now.  At first glance one might winder why I am delving down into the ‘weeds’ of general entitlements when I originally intended to stick with the finer points of valuation, net present values, divorce and dissolution.  Well the truth is, judging by real-world [...]

November 7th, 2009 by RP 

What’s Your retirement Plan — Here’s One Guy’s Solution

You can read the CNN story here:
A 63 year-old man was sick of the minimum wage jobs and age discrimination in Ohio … gee, we don’t any such thing as age discrimination here in the US, now do we asks your innocent 61 year-old scribe … and was not eligible for Social Security benefits until [...]

November 6th, 2009 by RP 

An Adventurous Way To Supplement Your Annuity

An Adventurous Way To Supplement Your Annuity

Many folks who drop by to read this site are retirees thinking of their “Golden Years” and how they will eke out a little extra and not interfere with their Social Security or military or Civil Service annuities. Here’s something many may not have thought of … The Peace Corps. Nope, the Peace [...]

November 5th, 2009 by RP 

Just What Does Medicare Cost — For You?

Just What Does Medicare Cost — For You?

Especially with the new prescription drug benefits for Medicare the majority of us Americans have no clue what we might be entitled to with Medicare now, what we can expect in retirement and what, if any, we’ll have to pay.  Well suppose someone would sit down with you, for free, and do a comprehensive spreadsheet [...]

November 4th, 2009 by RP 
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For Offical Retirement Info

For more information or to request a retirement application form, contact:

Air Force Reserve and Air National Guard.

Air Reserve Personnel Center Retirements Branch
(HQ ARPC/DPPR),
6760 E. Irvington Place, Denver, CO 80280-1900;
(800) 525-0102, ext. 71270/71272;
e-mail: dppr@arpc.denver.af.mil; http://www.arpc.afrc.af.mil.

Army Reserve and National Guard.

U.S. Army Human Resources Command,
Attn: ARPC-PSP-T,
1 Reserve Way,
St. Louis, MO 63132-5200;
(800) 318-5298; DSN 892-0000;
https://www.hrc.army .mil/site/reserve.

Coast Guard Reserve.

Coast Guard Personnel Service Center,
444 S.E. Quincy St.,
Topeka, KS 66683-3591;
(800) 772-8724; (785) 339-3415;
http://www.uscg.mil/hq/psc/ras.htm.

Marine Corps Reserve.

Marine Corps Mobilization Command,
15303 Andrews Road,
Kansas City, MO 64147-1207;
(800) 255-5082, ext. 3395/3396/3397/ 3398; http://mobcom.mfr.usmc.mil.

Navy Reserve.

Navy Reserve Personnel Center,
5722 Integrity Drive, Building 239,
Millington, TN 38054;
(866) 250-4778;
http://www.npc.navy.mil/Career Info/ReservePersonnelManagement/ Reserve Retirements.

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